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BizOS. Built for Nigerian Businesses

Your business runs on invoices
you should be able to see all of it.

BizOS gives Nigerian businesses one place to invoice clients, track what they are owed, handle VAT and payroll, and show a bank what their finances actually look like.

Start free trial→
14 day free trial. No card needed to start.
The Reality

Most Nigerian businesses run on memory, paper, and promises.

Not because the business is not doing well. Because there has never been a tool built for how Nigerian businesses actually work.

No financial record to show anyone
The business is real. The money is real. But when a bank asks for statements, there is nothing to show. A notebook is not a financial record.
Tax compliance feels impossible
VAT, withholding tax, PAYE. They are legal obligations. Tracking them manually across bank alerts and spreadsheets makes errors easy to make.
Clients owe you and you cannot track it
You know someone paid. You know someone promised to pay. You are not always sure which is which, or how long ago you sent the invoice.
Meet BizOS

One place for every number that matters.

Five things BizOS handles so you do not have to keep track of them in your head.

Contacts and Pipeline
Every customer, lead, and supplier in one place. Your sales pipeline shows exactly where each deal stands.
CRM
Invoicing and Payments
Generate Naira invoices with automatic VAT. Track exactly who has paid and who has not. No more chasing.
Invoicing
Tax and Compliance
VAT, withholding tax, and PAYE tracked automatically to the Nigeria Tax Act 2025. Export reports whenever you need them.
Tax
Automations
Build workflows that follow up with contacts and send emails without anyone touching them. Visual and drag and drop.
Automation
Financial Health Score
A bank ready report built from your real income and expense data. Export as PDF, CSV, or a shareable link.
Apex plan
Watch it work

Every sale, every tax record, every payroll run. One place.

Follow what happens when a sale is made, a tax record is updated, or payroll runs. Every step, one place.

01
Invoice created
INV-041 to Amaka O. · ₦14,500
VAT calculated automatically at 7.5%
02
VAT added
₦1,088 output VAT recorded
Running total updated. No manual entry.
03
Invoice sent
Payment link delivered to client
Link shows item, quantity, and total
✓
Payment confirmed
₦15,588 settled to your bank account
INV-041 marked paid automatically
✓
Record saved
Sale added to income tracker
Available in your tax summary report
How it works

Three steps to a clear financial picture.

Set it up once. Run your business as normal. See where you stand at any time.

01
Connect your accounts
Add your bank details to your invoices, set up your product catalogue, and add your staff. BizOS starts building your financial picture from day one.
02
Run your business normally
Send invoices, record expenses, run payroll. BizOS tracks VAT, WHT, and PAYE automatically as you go. Nothing extra to fill in at the end.
03
See everything clearly
Your dashboard shows what you are owed, what you have collected, and where your tax stands. Export any report whenever you need it.
The difference

What changes when your business has one place for everything.

Without BizOS
Invoices tracked across WhatsApp messages and notebooks
No clear picture of who owes you or how much
VAT and PAYE calculated manually under deadline pressure
Bank asks for financial statements and there are none
Stock levels kept in memory
Payroll done by hand every month
With BizOS
Every invoice sent, tracked, and followed up in one place
Exactly who owes you and for how long, always visible
VAT, WHT, and PAYE tracked automatically as you operate
A bank ready financial report ready to export at any time
Stock levels updated with every sale automatically
Payroll and payslips generated with PAYE deductions calculated for you
Built for businesses like yours

Know your numbers. Run your business with confidence.

BizOS was built with Nigerian business owners in mind. The tax rules, the currency, the way business actually happens here.

Nigerian shop owner handing a delivery of produce to a customer
Pricing

Three plans. One for where you are now, one for where you are going.

Every plan starts with a 14 day free trial with full access, including Apex features. No card is needed to start, and nothing is charged during the trial.

MonthlyAnnual
Foundation
₦25,000
per month
 
For a solo operator or a small business getting organized for the first time.
  • 1,000 contacts
  • 100 invoices a month
  • 10 pipelines
  • Payroll and PAYE for up to 5 staff
  • 5 automations
  • Up to 30 products with inventory
  • Email sent from the BizOS address, no custom SMTP
  • Full exportable tax summary
  • VAT report
  • Standard invoice branding
  • Community and email support
Start with Foundation
Most Popular
Momentum
₦52,000
per month
 
For a business actively managing customers, staff, and cash flow.
  • 10,000 contacts
  • 500 invoices a month
  • Unlimited pipelines and stages
  • Payroll and PAYE for up to 10 staff with payslip email delivery
  • 20 automations
  • Custom SMTP from your own address
  • Rich email composer with templates
  • Bulk contact actions and CSV import
  • VAT and withholding tax tracker
  • Unlimited products with stock tracking
  • Paystack payment collection
  • Custom invoice prefix
  • Priority email support
Start with Momentum→
Apex
₦105,000
per month
 
For a business ready to scale, apply for financing, or manage a larger team.
  • Unlimited contacts
  • Unlimited invoices
  • Unlimited pipelines and stages
  • Unlimited staff members
  • Unlimited automations
  • Unlimited products with stock tracking
  • Everything in Momentum
  • Creditworthiness Dashboard
  • Financial Health Score
  • Bank ready financial reports as PDF, CSV, and shareable link
  • Advanced automation conditions and branching
  • White glove onboarding with priority support
Start with Apex

Pay by card, which renews automatically, or by bank transfer, USSD or bank account. Payments are processed by Paystack.

What clients say

Real businesses. Real results.

Before BizOS I was chasing payments with WhatsApp messages. Now I send an invoice and the customer pays from the link. I know exactly who has paid and who has not, without calling anyone.

Tunde Adeyemi
Owner, Adeyemi Electrical Supplies, Lagos

My accountant used to spend two days every month pulling numbers together. With BizOS that report is ready when I need it. The bank ready version has made conversations with our lender much easier.

Chisom Okafor
Director, Okafor Building Materials, Enugu

I was losing stock without knowing it. BizOS showed me exactly what was moving, what was sitting, and where the money was going. I have not had a stock surprise since.

Bisi Adeleke
Founder, Adeleke Pharmacy, Ibadan
Common questions

A few things people want to know before signing up.

No. You can start your 14 day free trial without a card. The trial gives you full access, including Apex features, and nothing is charged during it.
Yes. The tax module covers VAT, withholding tax, and PAYE payroll calculated to the Nigeria Tax Act 2025 bands. It was built with Nigerian compliance requirements in mind from the start, not adapted from a generic tool.
The Financial Health Score is a summary of your business financial standing based on the income, expenses, and payment data you have recorded in BizOS. It is meant to be shown to a bank or lender when you are applying for a loan or line of credit. It is available on the Apex plan.
Yes. To change your plan, write to hello@ai1team.com and we will help you move to the plan that fits.
When your 14 day trial ends, you choose a plan and pay for it to keep using BizOS. Nothing is charged during the trial.
Pay by card, which renews automatically, or by bank transfer, USSD or bank account. Payments are processed by Paystack.
Yes. The BizOS help center is at help.ai1team.com. It explains each feature in plain language. For anything else, write to hello@ai1team.com.
Start today

Your business deserves better records than a notebook and memory.

BizOS gives you invoicing, tax compliance, payroll, and a financial record that actually means something. Start your free trial and see what two weeks changes.

Start your free trial→

14 days free. No card needed to start your trial.

Know other businesses that could use BizOS? AI1team runs a partner program where you can earn recurring commission by referring businesses to BizOS.

Learn about the partner program